We can help you find out how close you are to turning your dream of having your own place into a reality. We will assist you in determining your budget, drawing up a savings plan/using your current pension/using other resources as collateral, etc., understanding how all these work and step by step taking you closer to making your ownership dream comes true.
As an independent organization, we have a number of associates we work closely with in Switzerland. Hence, we have negotiated discounted mortgage rates.

In general, for purchasing a property in Switzerland you need a 20% cash deposit. The combination of cash, pension pledge and other assets is the optimal way to gather that amount.

There are different types of mortgages available in the market. To mention a few:

LIBOR Mortgage:

• Transparent interest rates that are in line with the market
• In a normal environment, interest rates are lower than those for longer- term loans

Fixed-Rate Mortgage:

• No interest rate volatility over the term of the mortgage
• Low interest rate risk when combining different maturities

Different combinations of the two etc.

There is no such thing as the ‘best’ mortgage, and the cheapest mortgage doesn’t exist either. This is because the ideal financing solution is always an individual blend of fixed rate and variable mortgages with a range of maturities. Any questions? Get in touch with us.